Michelle Heberling's Retirement Readiness Platform™
Retirement Readiness Membership™
Save your Snapshot. Track your progress. Know what deserves your attention next.
Retirement is not one decision made once. Medicare changes. Income changes. Plans change. Life changes. Your membership gives you one secure place to save your Retirement Readiness information and keep your planning moving forward.
Monthly membership. Cancel anytime. No long-term contract.
What Your Membership Unlocks
The assessment and your first Snapshot are free. Membership begins when you want to save your information, return later, update your answers and keep your retirement planning organized over time.
Why Membership?
Save Your Work
Your answers, scores, opportunities and recommendations stay connected to your account instead of disappearing when you close the page.
Update Without Restarting
Change an answer, update a life event or revise your plans without being sent back to the beginning.
Track Progress
See how your score changes as you complete planning steps and strengthen your retirement foundation.
Know What Comes Next
Keep the milestones connected to your age, retirement timing, Medicare, Social Security and IRMAA.
Stay Ahead of Changes
Member tools will help surface annual Medicare reviews and life changes that deserve another look.
Keep It Connected
Your Snapshot, Roadmap, state comparisons and personalized guidance work together.
How It Works
Take the Assessment
Answer the questions that apply to your retirement, Medicare, income, housing, care and family.
See Your Snapshot
Review your score, category results, wins, biggest opportunities and next steps.
Become a Member
Join for $5.99 per month when you are ready to save and keep your Snapshot updated.
Return Anytime
Log in, review your information and update it as your plans change.
Simple Membership. No Games.
Retirement Readiness Membership™
Your membership renews monthly until canceled. You can manage payment methods, receipts and cancellation through your secure billing portal.
Start My MembershipNo long-term contract. Cancel anytime.
Billing Questions
If you need to cancel, update your payment method or correct a billing issue, use your member billing portal or contact us directly.
Payment disputes and chargebacks create significant processing costs for a small business. We appreciate the opportunity to resolve any billing concern directly before a dispute is filed.
If something is wrong, reach out. We would rather fix it than have you frustrated.
Frequently Asked Questions
Is the Retirement Readiness Assessment free?
Yes. You may take the assessment and view your initial Snapshot without becoming a member. Membership is for saving, returning, updating and tracking your information.
What happens if I do not become a member?
You may still use the free website content and assessment. Your Snapshot will not be permanently saved to a member account.
Can I cancel anytime?
Yes. The membership renews monthly and does not require a long-term contract.
Will I have to retake the entire assessment?
Members will be able to return to their saved information and update answers without beginning from scratch.
Is this financial, tax or legal advice?
No. The platform provides education, organization and personalized planning prompts. Tax, legal, investment and retirement-income decisions should be reviewed with appropriately qualified professionals.
Does membership include a Medicare plan?
No. Membership provides retirement-readiness tools and saved information. Medicare plan enrollment is separate.
Your Retirement Will Keep Changing.
Save the work you have already done and keep your retirement planning in one place for $5.99 per month.
Membership features will expand over time. Membership does not replace professional medical, legal, tax, financial or insurance advice.